More Than Just Financing
By integrating trade management, logistics and funding solutions through advanced technology, our platform enables businesses to optimise operations, improve cashflow and accelerate business in current and new markets.
Flow's Mission
Our mission is to support our customers overcome cashflow gaps, by providing a suite of services through cutting edge technology that aim to enhance efficiencies in distribution, operations and capital management.
Challenges in Today's Global Trade
For Importer
Payment Risk
Risk of paying for goods that don't meet specifications or aren't delivered as agreed.
Working Capital Constraints
Need to pay suppliers upfront while waiting for inventory to sell, creating cash flow pressure.
Currency Fluctuations
Exposure to exchange rate changes between order placement and payment.
Regulatory Compliance
Navigating complex import regulations, duties, and taxes across different jurisdictions.
Supply Chain Visibility
Limited visibility into the location and status of goods during transit.
For Exporter
Non-Payment Risk
Risk of buyers failing to pay after goods have been shipped.
Cash Flow Gaps
Long payment terms creating gaps between production costs and payment receipt.
Political Risk
Exposure to political instability, policy changes, or sanctions in buyer countries.
Production Capacity Limitations
Inability to fulfill large orders due to working capital constraints.
Documentation Complexity
Managing complex export documentation, certificates, and compliance requirements.
Our Services
TRADE MANAGEMENT
PURCHASE ORDER (PO) MANAGEMENT
Streamline the creation, tracking, and fulfillment of purchase orders with full visibility.
SALES ORDER (SO) MANAGEMENT
Manage incoming sales orders efficiently, ensuring accurate processing and timely fulfillment.
SECURE INTERNATIONAL PAYMENT PROCESSING
Enable smooth, multi-currency transactions with automated payment workflows.
LOGISTICS MANAGEMENT
ORIGIN SERVICES
Comprehensive support at source, including procurement coordination and export compliance.
DESTINATION SERVICES
Efficient last-mile delivery, strategic warehousing, and inventory allocation tailored to market needs.
CUSTOMS & REGULATORY COMPLIANCE
Expert management of import/export procedures, documentation, and duties to ensure smooth cross-border operations.
CREDIT FUNDING SOLUTIONS
FLOWPO
Purchase Order Funding
Boost procurement power. FLOWPO pays your suppliers upfront so you can fulfill large orders without tying up capital.
FLOWSTOCK
Inventory Funding
Turn stock into cash. FLOWSTOCK unlocks working capital from inventory to support ongoing purchases and maintain optimal levels.
FLOWCREDIT
Open Credit Funding
Flexible credit, scalable growth. FLOWCREDIT offers open purchasing lines with repayment terms linked to your sales performance.
How Flow Works
Register an account
Sign up and get quick approval
Agree on the terms
Confirm and activate your account
Execute your trade
Start trading instantly with Flow backing you
Our Advantages
Global Infrastructure
Backed by 80+ offices across 30+ countries and 120+ warehouse globally, Flow delivers seamless logistics, operational support, and cross-border execution.
Highly Experienced Team
Multilingual team across different regions with deep expertise in supply chain supporting your business round-the-clock.
Full Transparency
Gives you real-time visibility into your trade flows and funding status. Every shipment, document and charge is clearly tracked, with no hidden costs.
Fast Funding Decisions
Experience quick, data-driven approval processes, allowing you to seize growth opportunities without delay.
AI-Powered Decisioning
AI-powered analysis that accelerates approvals, strengthens risk assessment, and ensures smarter funding decisions.
Minimum Requirements to Register with Flow
Two years of operations
Revenue USD 500K+ per year
Trade internationally
Minimum transaction value USD 25K
Funding Solutions for Real Trade Challenges
Long payment terms, supplier deadlines and shipment costs can squeeze your cashflow. Flow provides funding anchored in your trade flows and data, helping you pay suppliers, hold inventory and manage receivables without slowing your business down.
Flow's 3 Funding Solutions
FLOWPO - Purchase Order Funding
Buy Now, Pay Later. FLOWPO pays your suppliers upfront so you can fulfill large orders without locking capital in inventory.
Flexible 30/60/90 day credit terms to support seller growth
Key Benefits
Fulfilling Large Orders
Increased capacity to handle and complete bigger customer orders.
No Order Rejections
Eliminates the need to decline orders due to limited funds.
Better Supplier Ties
Fosters stronger relationships with suppliers via timely payments.
Faster Business Expansion
Enables quicker growth and scaling of the overall business.
FLOWSTOCK - Inventory Funding
Turn stock into cash. FLOWSTOCK unlocks working capital from inventory to support ongoing purchases.
Flow funds up to 80% of inventory value of the goods that are stored at eCargo's warehouse
Flexible 30/60/90 day credit terms to support seller growth
Key Benefits
Release Working Capital
Free up funds tied in inventory.
Maintain Optimal Stock Levels
Ensure efficient inventory management.
Manage Seasonal Fluctuations
Adapt to changing demand patterns.
Invest in Growth Opportunities
Allocate resources for expansion.
FLOWCREDIT - Flexi-Funding Solutions
Helping companies navigate complex supply chains with tailor-made solutions
Flow pays the supplier directly on behalf of the seller
Flexible 30/60/90-day credit terms to support seller growth
Key Benefits
Cash Flow
Better control of incoming funds.
Credit Management
Better handling of credit and debt.
Order Capacity
Capability to fulfill bigger client requests.
Payment Terms
Adaptable conditions for paying invoices.
Start Your Funding in 3 Steps
Adjust the sliders to view your estimated amount. Reach out to us for a tailored offer.
Average Monthly Revenue (USD)
Average revenue per month (last 6–12 months)
E.g. electronics, apparel, food & etc.
Payment Terms (Days)
E.g. 30, 60 or 90 days
The credit limit from this calculation are for general reference only and based on the information provided. The actual credit limit granted will depend on Flow's terms, conditions, lending criteria and credit assessment of your risk profile, which may change from time to time.
Amount Eligibility*
Monthly Service Fee*
1%-1.5%
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